41 Financial - Your Mind, Your Money Report for

Joe Sample

Provided by:

Personality Insights, Inc.
disc@personality-insights.com
770-509-7113
https://www.personality-insights.com

The "DISC" Model of Human Behavior

Joe, we will be using a concept called the "DISC" Model of Human Behavior in this report. Each letter (D, I, S and C) represents a main personality style. The DISC model is based on the fact that most people have predictable patterns of behavior. The first pattern reflects whether a person is more OUTGOING or RESERVED. The second pattern reflects whether a person is more TASK-ORIENTED or PEOPLE-ORIENTED. The two patterns can be visualized in two circular diagrams with opposing traits and then combined into one diagram as shown below.

The circular diagram in Step 3 has four sections like a pie. Each section is a combination of two traits that can be described by the letters D, I, S and C. The main words that we use to describe each personality style are Dominant (D), Inspiring (I), Supportive (S) and Cautious (C) as shown below.

Each Person is a UNIQUE BLEND of ALL FOUR traits. Your assessment shows that your personality blend is: "D/IC." You will learn more about your "D/IC" blend in your 41 Financial - Your Mind, Your Money Report.

Words that Best Describe Joe

Please keep in mind these words may describe you more or less depending on the situation. If you feel that some of the words above describe you very well, then circle them. If you feel like some of the words do not describe you well, simply cross them out. This information is usually 85-95% accurate, but you are welcome to mark it up to match your unique personality style.

This report is NOT meant to label you! It is designed to HELP you UNDERSTAND and DISCover yourself. You can enjoy your unique personality and your strengths!

Joe's Financial Strengths

The following section describes Joe's financial strengths based on the D/IC personality blend. These financial strengths represent qualities resulting from blending the D, I, S and C personality traits. Remember, everyone is a unique blend of all four styles. In other words, everyone has some of each of the four major personality styles.

Ready to Go

Financial decisions won’t hold you back from going where you want to go. You will know your numbers and act.

Determined to Achieve

Determination is a trait that moves you to action. You won't sit around waiting on someone else to get things done. When it comes to money, you see the desired results and will work hard until you succeed.

The Right Attitude

Your glass-half-full mindset gives you a positive attitude toward your finances. You are not discouraged easily when you lose your financial way. You will make the necessary corrections to get back on track.

The Busier the Better

Your desire to have lots of activity can assist you while juggling multiple financial challenges and/or projects. Short-term projects are your sweet spot. You will enjoy the process and will bring some entertainment to the project.

Joe's Financial Strengths Cont.

The following section describes more of Joe's financial strengths based on the D/IC personality blend. Remember, you are a blend of ALL four personality traits (D, I, S and C).

The More the Merrier

Your desire for relationships can play a significant role in helping you with financial challenges. Your engagement in the financial situation is elevated when you have the proper help, and the relationship will drive your success with money.

Purposeful & Efficient

Your ability to work through details allows you to be purposeful in your planning. Your detailed approach will bring efficiency to your money and reduce waste.

Essential Planner

When facing a money challenge, you can plan the steps to correct your issue. Your determination, positive attitude, and focus on the details are the recipe that will move forward. You know how essential it is to have a plan, and you will work out your plan.

Sacrificial Approach

When it comes to money, you can sacrifice immediate gratification for long-term gain. You understand that it takes time to see the desired outcomes and can set aside your emotions to implement the right plan.

Joe's Financial Keys to Success

The following section describes Joe's financial keys to success based on the D/IC personality blend. These financial keys represent qualities resulting from blending the D, I, S and C personality traits. Remember, everyone is a unique blend of all four styles. In other words, everyone has some of each of the four major personality styles.

Be Willing to Hit Pause

Speed is not always the best route for money. Be willing to take some additional time to work on your plan. It is easy to miss important facts when anxious about meeting your goals. Consider occasionally hitting pause to walk away from the situation to allow yourself to reengage with a clear mind.

Stay Prudent

It can be tempting to move onto other goals when you find money challenging or confusing. Don’t lose sight of the bigger picture and be willing to work through the challenges. Bring professionals into the situation so you can utilize their strengths around money. There is no failure in knowing where you struggle and getting the necessary help to achieve success.

Stand Firm

Money can get boring, especially when you feel intimidated by it. Stay true to your goals and stand firm on reaching your dreams. Don't let your emotions lose sight of where you want to go and how to get there.

Be Honest

It is easy to believe your money is better than it is. Feel free to dream big but be honest with yourself in your approach. Maintaining the proper perspective will allow you to reach your big dreams quickly. Keep up with your money to create the best approach moving forward.

Joe's Financial Keys to Success Cont.

The following section describes more of Joe's financial keys to success based on the D/IC personality blend. Remember, you are a blend of ALL four personality traits (D, I, S and C).

Haste is Waste

Making hasty, impulsive decisions with money can bring unwanted outcomes and potential waste. Fight the urge to act quick. Take your time. Most money problems seem more dire than they are. Find help, if necessary, find the solution as required, and enjoy getting on the other side no matter how long it takes.

Be Adjustable.

Money is always active. Allowing yourself to adjust to the movement of money will allow you to handle financial challenges more efficiently. Review your situation frequently and make the necessary adjustments in your planning. Many roads can lead to the same place. Sometimes we need to look at the map differently.

Address the Stress

Doubt and fears can occupy your mind when financial challenges come your way. Internalizing such emotions can be harmful. Be proactive in dealing with those emotions and find someone to talk to. Sometimes talking out the problem is where you find the solution.

Remember to Enjoy Your Money

A rigid plan can lose sight of the here and now. Remember to enjoy the process by allowing yourself to enjoy some pleasure money can buy. It is ok to reward yourself and make it part of your plan.

Risk Tolerance Answers for Joe

Here are the answers you provided on your risk tolerance assessment based on multiple choice options. You actual preferences may be slightly different than what is listed below. That is ok. Your selections provide some insight into your level of financial risk tolerance. The following page will show your risk tolernace scores.

Your main investment goal:

Protect the value of the portfolio. Lower return for safer investments.

What do you hope to earn on your long-term annual investments:

3% to 6%

Your expected reaction to a 10% decline in your portfolio:

I would be very concerned

How you would feel if your personal investment account earned 10% but the actual stock market earned 30%:

Satisfied you earned 10%

Based on invensting $100,000, you selected this range of high, normal and low expected values of your investment at the end of one year:

High = $117,000, Normal = $104,000, Low = $93,000

I am comfortable with putting money where I may frequently experience large declines in value if I may be able to earn higher returns:

Disagree

If I would invest, I would plan on taking my money out of my account:

0-5 years in a way that would meet my life expectancy

Risk Tolerance Scores for Joe

Here are your risk tolerance scores based on the answers you provided on your risk tolerance assessment. This feedback is intended to help you have a general sense of how your risk tolerance which influences the way you make finanacial decisions.

Risk Tolerance: Conservative (25 out of 120)

CONSERVATIVE

Conservative investors do not want to take risks. They are willing to accept little to no growth of their money to protect their original investment (principal). In short, low risk, low reward.

Graphs for Joe Sample

Environment Graph (How People See You)		Basic Graph ( The Real You)	Circle Graph (Basic at-a-glance)
	Very High High Avg. Above - Midline - Avg. Below Low Very Low
53     81     17     54		71     59     23     52	Blend = D/IC

Overview of Your Graphs

The bar graphs above show levels for your D, I, S and C personality traits. The higher the level of the trait, the stronger it is. The graph on the left is called Your Environment Graph which shows how people see you. It shows how you tend to act with other people in your environment. The graph in the center is called Your Basic Graph. This graph reflects how you see yourself. It shows how you are most comfortable acting (the real you). Your Basic Graph in the center was used to determine your personality blend as being D/IC. The graph on the right is called your Circle Graph and is an at-a-glance view of your Basic Graph. Keep in mind that behavior in your environment is often different than your real personality preferences. This report can give you insights into the dynamics of your personality style. You may exhibit very different personality traits in different situations. That is normal. As you learn to see the patterns in your behavior, you will be able to interact more effectively with others.